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Taking Care of Business
At FirstBank, our first order of business is helping you take care of yours. We are local bankers who know you and your business. Together we will develop a banking relationship which meets all your financial needs for today and tomorrow.
Our First Choice Free Business Checking account will supply you with all the financial tools you need to run your business, without the added cost.
A First Choice Free Business Checking account can be opened with $100 minimum deposit. There are no monthly maintenance fees and no minimum balance requirement with this account. There are no fees for the first 500 items per statement cycle, and each additional item is 35¢. This account does not have a cash limit. This account also comes with free on-line banking and free Evue-internet statement delivery.
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Our First Choice Business Economy account is designed for businesses that have low transaction volume and is just right for a growing business. A minimum deposit of $100.00 is all it takes to get your account started.
With a First Choice Business Economy account there is no monthly maintenance fee as long as you maintain the $2,000.00 minimum daily balance requirement. Should the balance fall below $2,000.00 any day of the cycle, your maintenance fee would be a low $10.00 per month. The first 100 items each statement cycle will be processed free of charge. Each additional item in excess of 100 will be charged a per item fee of $.20.
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First Choice Business Plus is an interest-bearing account for sole proprietors, non-profit organizations and government entities. A minimum deposit of $100.00 is required to open the account. A maintenance fee of $10.00 will be applied every monthly statement cycle if the balance in the account falls below $2,000.00 any day of the cycle. The first 100 items each statement cycle will be processed free of charge. Each additional item in excess of 100 will be charged a per item fee of $.20.
Interest will be compounded daily and credited to your account monthly. The interest rate on your account may change at any time. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example checks).
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First Choice Commercial is an account designed for business and corporations that have higher volumes of checks and/or other transactions. These accounts allow your balance to work for you to offset fees charged for banking services each month.
| Monthly
Maintenance Fee |
$8.00 |
| Checks
Paid/each |
$.12 |
| Checks
Deposited/each |
$.09 |
| Other
Applicable Services |
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