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FirstBank offers a full-range of personal accounts to meet your needs. Are you running the family budget or just starting your first checking account? We have the right plan for you.
First Choice Checking
Looking for a “Totally Free” checking account? This is it. With just a $50 deposit to open your account, you have unlimited check writing, no minimum balance requirement, and best of all, NO monthly maintenance fee. Access your account information anytime using our Telephone Banking and our FirstBank Online Internet Banking. Make this account your first choice for no-cost checking.
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First Choice Plus
This is the checking account for you if you would like to earn interest on your balance. With a minimum deposit of $100.00, you can open this account today. Maintain the minimum daily balance requirement of $1,500.00 and you will have the benefit of unlimited check writing and receive this account free of any monthly maintenance fees. If your balance falls below $1,500.00 any day of the cycle, a maintenance fee of $10.00 will be assessed.
Interest will be compounded daily and credited to your account monthly. The interest rate and annual percentage yield on your account may change at any time at our discretion. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example checks).
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First Choice Premier
Our qualifying account offers a competitive interest rate along with additional benefits. When you maintain the minimum aggregate deposit balance of $10,000.00 or have a $15,000.00 line of credit, there is no monthly maintenance fee. If these qualifiers are not met, a maintenance fee of $25 will be assessed for the monthly statement cycle. A $100.00 opening deposit is required to open the account.
Benefits include:
- No fees for Stop Payment Requests
- Preferred CD Rates
- Free 3 x 5 Safe Deposit Box or a discount on a larger box
- Free FirstBank Checks
- No fees for Travelers Checks or Official Checks
Interest will be compounded daily and credited to your account monthly. The interest rate and annual percentage yield on your account may change at any time at our discretion. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example checks).
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Secure Plus Checking
What would you do to SECURE your checking account from identity theft? Let
FirstBank help. Our Secure Plus Checking account comes with:
- Identity Theft Insurance of
$5,000 - Free.
- No monthly maintenance fee
- Unlimited check writing
- 50% discount on a safe deposit
box (limit one per customer)
- Online Banking
- E-Vue internet statement
delivery
Minimum deposit to open account is $100. Must
maintain a daily balance of $10,000 to earn interest for monthly statement
period.
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